St. Cloud Car Accident & Personal Injury Lawyer

If you were hurt in a car or motorcycle crash in St. Cloud, you may be dealing with pain, missed work and insurance calls at the same time. This page explains how injury claims work in St. Cloud and Osceola County, and how Tomas Robirosa can help. The consultation is free, and you can talk with him in Spanish or English.

St. Cloud Car Accident Lawyer

St. Cloud was founded in 1909 as a colony for Union Civil War veterans, which is why it is still called "the Soldier City," and it was incorporated as a city in 1915. It sits on the southern shore of East Lake Tohopekaliga in Osceola County, east of Kissimmee.

About 75,000 people live in St. Cloud, according to the U.S. Census Bureau's 2025 estimate, and more than half of residents are Hispanic. Census figures also show that more than four in ten residents speak a language other than English at home. With Tomas, you can explain your accident in Spanish and get answers in Spanish.

Tomas Robirosa handles car accident, motorcycle accident and other personal injury cases for people hurt because of someone else's carelessness. He serves St. Cloud and all of Osceola County, and he works on a contingency basis: no fee unless we recover.

Roads and Crash Hot Spots in St. Cloud

• U.S. 192 (13th Street) After crossing Florida's Turnpike, U.S. 192 becomes 13th Street through St. Cloud, a six-lane road shared with U.S. 441. Heavy traffic and many turning vehicles create crash risks.
• Florida's Turnpike The U.S. 192/441 interchange (Exit 244) sits between Kissimmee and St. Cloud, and the Kissimmee Park Road interchange (Exit 240) serves the growing southern suburbs of St. Cloud.
• Narcoossee Road Runs north from U.S. 192 into Orange County and is a main route for St. Cloud commuters.
• Nova Road and Canoe Creek Road County roads that connect St. Cloud's neighborhoods with U.S. 192 and areas to the east and south.

Motorcycle Accidents in St. Cloud

Motorcycle riders in St. Cloud share U.S. 192, the Turnpike and busy local roads with cars and trucks, and many crashes happen when a driver turns left or changes lanes without seeing the rider. U.S. 192 also continues east from St. Cloud toward Melbourne and the coast.

Motorcycle claims are different from car claims in Florida. Florida's PIP law applies to vehicles with four or more wheels, so riders usually do not have PIP benefits and must rely on health insurance, medical payments coverage, uninsured motorist coverage and the at-fault driver's insurance. Under Florida Statute 316.211, riders over 21 may ride without a helmet if they carry at least $10,000 in medical benefits coverage; not wearing one does not by itself prevent a claim. Read more about motorcycle accident claims in Florida.

What to Do After a Car Accident in St. Cloud

1. Call 911. The St. Cloud Police Department responds to crashes in the city, and the Florida Highway Patrol patrols the Turnpike. Ask how to get a copy of the crash report.
2. Get medical care quickly. Florida's PIP coverage generally requires treatment within 14 days of the crash.S. 192.
3. Take photos. Capture the vehicles, the road, signals and your injuries.
4. Ask about video. Businesses along 13th Street often have cameras. Ask quickly, before the footage is erased.
5. Be careful with insurers. You do not have to give a recorded statement to the other driver's insurance company.
6. Keep a file. Save bills, receipts, repair estimates and notes about missed work.

Florida No-Fault Insurance and Comparative Fault

Florida is a no-fault state for car insurance. Your own Personal Injury Protection (PIP) coverage generally pays a share of your medical bills and lost wages first, regardless of who caused the crash, up to your policy limits.

If your injuries are serious, for example a permanent injury, you may be able to bring a claim against the at-fault driver for losses PIP does not cover, including pain and suffering. The at-fault driver's bodily injury coverage and your own uninsured motorist coverage can both matter.

Florida also follows a modified comparative fault rule. If you are found partly at fault, your recovery is reduced by your share of fault, and if you are found more than 50% at fault, you generally cannot recover damages.

Courts Near St. Cloud

St. Cloud is in Osceola County, part of Florida's Ninth Judicial Circuit. The Jon B. Morgan Osceola County Courthouse is at 2 Courthouse Square in Kissimmee. Most injury claims settle through negotiation, but if a lawsuit is needed, it is usually filed in Osceola County.

A Spanish-Speaking Lawyer for St. Cloud Families

More than half of St. Cloud residents are Hispanic, and many families are more comfortable handling something as stressful as an accident in Spanish. Tomas Robirosa speaks Spanish and English, and you can talk with him directly, without an interpreter.

If you prefer to read in Spanish, visit Abogado de Accidentes en St. Cloud on our Spanish site.

How We Handle Your St. Cloud Case

Every case starts with a free conversation. Tell us what happened, and Tomas will explain whether you have a claim and what comes next. If you hire us, we deal with the insurance companies, gather your records and evidence, and keep you informed in the language you prefer.

Tomas also serves nearby Kissimmee and all of Osceola County. Call (305) 600-0529.

Practice Areas We Handle in St. Cloud

Tomas Robirosa handles personal injury and property damage cases for people and families in St. Cloud. If your situation is on this list, the consultation is free, and you can talk with him in English or Spanish.

• Car Accidents Crashes caused by careless, distracted or impaired drivers, including hit-and-run and uninsured drivers.
• Truck Accidents Tractor-trailers, box trucks, dump trucks and delivery vans.
• Bus Accidents Public transit, school, tour and private shuttle buses.
• Motorcycle Accidents Riders hurt by drivers who turn or change lanes without seeing them.
• Uber, Lyft and Delivery Accidents Passengers, drivers and others hurt in rideshare and delivery crashes.
• Pedestrian Accidents People hit while walking, crossing the street or in a parking lot.
• Bicycle Accidents Cyclists hit by cars, trucks or opening doors.
• Electric Scooter Accidents E-scooter and e-bike riders hurt by drivers or dangerous conditions.
• Golf Cart Accidents Crashes in communities, on public roads and at golf courses.
• Boat Accidents Injuries caused by careless boat operators and rental companies.
• Slip and Fall / Trip and Fall Falls caused by wet floors, broken steps, poor lighting or uneven surfaces.
• Premises Liability Injuries caused by unsafe conditions at stores, apartments and other properties.
• Negligent Security Assaults at properties without reasonable security.
• Wrongful Death Claims for families who lost a loved one because of someone else's negligence.
• Hurricane, Storm and Wind Damage Insurance claims for roof, window and storm damage to your home.
• Water Damage and Leaks Plumbing leaks, pipe bursts, window leaks and sewer backups.
• Denied Insurance Claims Home insurance claims that were delayed, underpaid or denied.
• Condominium Disputes Disputes between owners and condo associations over damage, repairs and assessments.

Frequently Asked Questions